Through the Affordable Care Act legislation also known as Obamacare one can apply for healthcare coverage no matter what the state of your health is since this is guaranteed issue coverage. Now people who could never get coverage before can have quality health and prescription drug coverage at premiums that are subsidzed by the Federal Government making it more affordable. Think of it as a refund of the taxes you pay that is given back to you in thr form of healthcare.
ACA health insurance plans offer savings based on your income. Most people who apply qualify for premium tax credits that lower the costs of coverage. Some also qualify for savings on deductibles, copayments, and other costs. All plans cover essential health benefits, pre-existing conditions and preventative care.
Most people are eligible to use the Health Insurance Marketplace. To be eligible for health coverage through the Marketplace, you:
You can apply online, by phone, paper application or with the help of a licensed health insurance professional.
Why should I have a health insurance Plan?
Your net worth is what you are protecting with health insurance. If you own a home, have stocks, bonds, mutual funds, retirement accounts or just money in the bank you need to protect what you have from a medical crisis. You could loose all you have worked for your whole life. Healthcare providers can place liens and judgments against your assets for any and all unpaid medical bills which would then leave you on Medicaid, welfare and food stamps. Once you have assets and own property you must have health insurance to protect against this from happening to your family.
The 10 Most Expensive Medical Procedures:
The high price of healthcare has put a lot of stress on individuals and the healthcare system, as they struggle to come up with the money to cover some of today’s most expensive procedures. Fortunately, insurance companies and government programs cover a large portion of the expenses for patients. But for those without health insurance, the stress is even greater, making the rising cost of health care a big concern for everyone involved. With cost considerations for the pre-operation assessments, hospital admission, the procedure, post-operation care and follow-up appointments, medical procedures are by no means easy on the wallet. Take a look at this list of the 10-most expensive medical procedures to see just how much health care can cost.
Overwhelmed by all the choices and terminology? Give us a call and we will be to help you make the right choices. Call today:
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